Monday, November 22, 2010

Health Insurance For People with Pre-existing Conditions

Many of our clients have long-lasting, chronic injuries and conditions, even after their case is over. Most insurance companies will not insure them due to these pre-existing conditions. Well, now there's an option.

You may not know this, but Pennsylvania (and many other states) now offer health insurance for people with pre-existing conditions, who could not obtain health insurance from any other source. In Pennsylvania, the program is called PA Fair Care and information regarding signing up can be found here. There was a recent article in the Towanda Daily Review about the fact that not too many people know about this health insurance plan, so I'm trying to spread the word. Here are the details:

  • The program offers benefits ranging from preventive care, physician services, prescription medications, diagnostic testing, hospitalization and mental health services
  • To be eligible, applicants must be state residents who have been uninsured for six months prior to applying for coverage through the program
  • Applicants must have a pre-existing medical condition, ranging from diabetes and hypertension to ulcers or arthritis.
  • Individuals who are eligible will have a monthly premium of $283, plus copays and coinsurance

Check out the link above to PA Fair Care and see if it's a good plan for you and your family.

No comments: